Posts by Simon:
- The Dangers of Loneliness
- More Dangers of Loneliness
- Heck, Loneliness Might Be A Bigger Health Risk Than Smoking Or Obesity!
- Have someone to eat with
- Get advice from each other
- Share responsibilities
- Someone to help you out when you are in trouble
- You get to meet new people (aka, your roommate’s friends)
- A good roommate can keep you accountable to your goals
- There’s always a spare key, in case you lock yourself out of your apartment
- You spend less on furniture and save!
- Great for networking, especially in big towns
- Your roommate could be messy
- Less privacy
- Less space
- You can have an unreliable roommate
- Making an enemy
- The Sharing Economy for Baby Boomers: What You Need To Know
- Senior Sharing Citizens: A Guide To The Best Jobs For Seniors
- Uber For Baby Boomers: What You Need To Know
- Airbnb for Baby Boomers: What You Need to Know
- Know what you want and be honest about it. Finding a roommate is almost akin to finding a spouse. There needs to be a mutual connection or it’ll be short-lived.
- Take your time with the search. This is a long term commitment. Don’t rush it.
- Vet potential roommates carefully. For example, you can request their credit score, ask for previous roommates as references etc.
- Do a background check if possible
- Tackle the money question upfront. Who pays the utility bills? How to you share the food bills and other miscellaneous expenses. Get clear on how you want to handle money. Put it in writing if possible.
- Think ahead and start your search early. Good roommates don’t fall from the sky. You have to put in the work to search and vet them.
- Find out how the prospective roommate(s) live. For example: do they host lots of parties? Do they like loud music? Are they loners? What is their occupation? Get as much info as possible before you move in together.
- Pay attention to the details. The devil as they say is in the details. If a potential roommate feels “iffy”, run for the hills.
- What excites and energizes you?
- Are there unconventional careers careers you can explore?
- What are your gifts, passions and values?
- Is there a test you can take to narrow it down?
- Can you find a mentor or try out an internship in your imagined career?
- Artificial intelligence – Because it’ll change our lives, helping us live better, productive and creative lives. (And boy we’ll need that)! Or, it could be the end us the human civilization. I won’t get into the debate. You can read more about it in this selection of top books and more:
- Energy – Because we all need clean, reliable energy to survive, fight poverty and combat climate change.
- Biosciences – So we can help people live longer, healthier lives.
Roommates. Hate them or love them, you sometimes have to live with one…or two, or a whole bunch of them.
Maybe you are in college and it’s the only option. You move to a big town in search of a new career and finances get tight. You could even have an extra room in your house and want someone to live there (and bring in some extra income).
Today we delve into how to find that perfect roommate.
In the spirit of sharing, we leave no one behind here at the Casual Capitalist. So, if you are in enjoying your golden years and need to find a roommate. We’ve got you covered.
Let’s back up a bit.
Roommates – Good for Your Health
You do know by know that loneliness is bad for your health.
Don’t take my word for it. A brief Google search should reveal why. Let me make it quick for you:
Now, am not saying that a roommate will solve all your loneliness problems. You could live with a roommate and still be lonely. But – at least with a roommate, you have someone to help you out and share with.
“Even people who are entirely strange and indifferent to one another will exchange confidences if they live together for a while, and a certain intimacy is bound to develop.”
― Johann Wolfgang von Goethe, Elective Affinities
Alright, so what are some other benefits of living with a roommate?
Benefits of Living with a Roommate
And the list goes on.
And of course, there are disadvantages:
Cons of living with a roommate
And that list also goes on as well.
The secret is to find a roommate whose lifestyle meshes with yours. That’s no mean feat.
That doesn’t mean it’s impossible. You need to know what makes a good roommate (which we delve into next), and your personal boundaries.
So who or what makes the coolest roommates?
Who Makes the Best Roommates?
“The thing is, it’s really hard to be roommates with people if your suitcases are much better than theirs – if yours are really good ones and theirs aren’t. You think if they’re intelligent and all, the other person, and have a good sense of humor, that they don’t give a damn whose suitcases are better, but they do.”
― J.D. Salinger, The Catcher in the Rye
A person with good communication skills. Living with a roommate challenges you. Find a roommate, you can talk openly and respectfully.
A friend of your friends. These are already vouched for. As long as your friend is someone you trust. Chances are that you’ll also like the roommate they introduce you to.
An acquaintance. Who do you constantly interact with? Perhaps you meet in a support group, during an activity, or a place of worship. You feel comfortable around them. This makes the good potential roommates.
An adaptable person. Not everything in your roommate journey will go as planned. A good roommate readjusts accordingly.
Clean and well-maintained. The last thing you want is to live with a messy roommate. Compromises exist. But generally, a clean and organized person makes a better roommate.
Reliable. Life throws us curve balls all the time. Finding a roommate you can count on to help navigate those moments makes a huge difference.
Non-judgy. We all have our quirks. Your room or house should be a safe place for your emotional needs. Not to mention your stuff.
At this point, you already have an idea of potential roommates. If not, don’t worry.
The internet is your friend. Fire up that computer or phone, grab pen and paper and let’s find a roommate. Together.
We explore the top places and platforms you can find a good roommate online. And where possible get into the pros and cons.
Best Tools to Find a Roommate
Facebook tops the list. Don’t limit your search there though. Check out some other social media platforms. Let your friends know that you want to find a roommate.
You have a better chance of landing a good roommate on social media. It’s your friends and their friends. In most cases, they are vouched for.
If you don’t have the time to scroll through social media reviewing potential roommates. Roomster.com can help out. The platform does this by searching its large database of potential matches and narrowing down the search for you.
Roomster covers the US, Canada, and the United Kingdom. While you need to sign up, you can still search profiles and preview the results without an account.
A “Basic Account” on Roomster is free and allows you to create a profile, search, post and contact members.
The “Full Membership” or subscription account goes further. You get access to a secure private mailbox. The rates start at $5.95 for a three-day trial subscription, $14.95 for two weeks, and $29.95 for four weeks.
The signup process is easy. Fill out an online form with your basic information. Specify whether you need a room or have one to rent out. That’s it.
You can cancel your membership at any time if you find a roommate.
Roommates.com allows you to create a profile for free and find that perfect roommate. To read messages from other users, you have to pay for a full account. You can buy a three-day trial for $5.99, a 30-day account for $19.99 or a 60-day account for $29.99.
A paid account doesn’t guarantee that you can send messages back and forth with potential roommates. They too need paid accounts to read your messages.
EasyRoommate.com bills itself as the #1 roommate website in the US.
It also covers 19 other countries and is available in at least 12 languages.
Additionally, EasyRoommate offers a service to landlords to get tenant leads based on site traffic.
Easy Roommate Membership
You can search and preview search results without an account. If you wish to go deeper, the platform offers two types of memberships: “Basic” and “Premium”
A Basic membership allows you to add a profile, browse matches and exchange emails with Premium members.
A Premium membership or “subscription” gives you access to phone numbers of potential roommates who have chosen to display it.
Sign up is easy — as the name suggests 🙂 Complete an online form with your basic information and whether you need a room or have one you want to share.
The basic price for people looking for a room are $9.99 for five days, $14.99 for 10 days, $19.99 for 30 days, and $29.99 for 45 days.
You can deactivate membership at any time if you find a roommate. If luck isn’t on your side and can’t find a roommate within 30 days, EasyRoommate.com offers an additional 30-day subscription at no charge.
Roomi is a peer-to-peer shared housing marketplace. It makes it easy to find a roommate and rent out rooms. All site listings get vetted before they go live to weed out scams and save you the hassle.
It’s free to create an account, post a listing, search the site and message users. You can also opt for the paid option that starts at $2.99 for three days or $9.99 for 10 days at the top of the search.
RoomieMatch.Com employs actual humans that help weed out scams, bots and unwanted spam. It’s the best-curated platform to find a roommate.
It saves you time and the hassle of vetting each potential listing.
A free profile allows other users seeking a roommate to contact you. The premium account that costs $19.95 for a year of use takes your search to a deeper level.
Hopefully, you don’t need a year to find a roommate.
As the world’s largest online classified section, Craigslist simply had to make the list. There’s one caveat though, to find a roommate, dig deep and do your due diligence.
There are lots of scams on Craigslist. Tread carefully and employ the help of friends when you need to meet and vet potential roommates.
Padmapper is free. It comes with an easy map-based interface that makes it easy to find a roommate or an apartment in a particular neighborhood.
Other Legit Roommate platforms
Here is a list of other places that can help you land that perfect roommate:
“Boommates” – Roommates for Baby Boomers
According to population estimates, there are more than 74.9 million Baby Boomers (ages 51-69) in the US. They make up a significant group with specific housing requirements. Boomers aren’t always looking for roommates. Sometimes they are empty nesters looking to fill a room in their homes (and bring in some extra cash).
House sharing is perfect for boomers. It reduces the costs, provides companionships and care and reduces the chance of loneliness in the senior generation.
We’ve explored the sharing economy for baby boomers in the past:
Now we’ll explore ways and platforms through which the Digital Boomer can find a roommate or a housemate!
For baby boomers, having a roommate saves money. It can also bring in some extra cash for retirement.
Check out some platforms the digital boomer can use to find a roommate, house or simply companionship.
Top Tips to Find a Good Roommate
Let’s wrap this up with some tips to find that perfect roommate:
Finding a good roommate is no easy task. You have to do your due diligence. You also need to compromise where necessary. Draw up those lines before you start your search. Ultimately, a great roommate can alter your life in more ways than one. They help reduce living expenses, save, expand your friend zone and your perspective of the world.
Which other platforms have you used to find a roommate? Please let us know in the comments section below.
The Merriam Webster dictionary has two critical definitions of a career:
(i) a field for or pursuit of consecutive progressive achievement especially in public, professional, or business life
(ii) a profession for which one trains and which is undertaken as a permanent calling
That still doesn’t answer that nagging question: what is the best career for me?
Top 5 Questions to Consider in Deciding the Best Career
There is no shortage of career and money advice on the internet. If you don’t believe me, I’ve sampled just a few from the top sources:
Influential Women on the Best Careers
“No matter where you go, don’t lose who you are.”
“Speak up. Don’t be afraid to say what’s on your mind or ask for what you want.”
“Life happens—and the conflicting demands of work and home often change your ‘original’ path. Lateral movement, or even moves to smaller positions, can differentiate skills and experience in ways that eventually lead to bigger roles.”
And you should believe them; I think this is the same advice they’d their children.
Best Career from Commencement Speeches
Heck, career advice is the stuff of moving commencement speeches all over the world. You can take a look at the top ones here:
Bill Gates Take on Careers
Bill Gates, one of the smartest and wealthiest guys around also had pretty good career advice. You can read the whole piece here especially if you are looking to future-proof your career or you can read his recommended book on the issue:
The Better Angels of Our Nature, by Steven Pinker (a 700-page book)
The gist of it if this. Some fields will be crucial for the future of humanity, and anyone working in this areas has a more significant chance of having a significant impact on the world. His top three:
But I think what I liked about his thoughts and what might help you settle on your best career is this:
“Intelligence isn’t everything, you need to surround yourself with people who challenge you, teach you and push you to your best self!”
That coming from a brilliant guy should count for something.
Buffett Wisdom on Careers
The Oracle of Omaha has been known to dish out lasting and dependable advice over the years.
When asked about careers he had this to say to young people:
“When you go out in the world, look for the job you would take if you didn’t need the money. You really want to think about, what will make you feel good, when you get older, about your life, and you at least generally want to keep going in that direction.”
Now that’s some life and career advice you can take to the bank!
Best Career Wisdom from The Books
There is no shortage of career advice books. A quick search on the internet will reveal the top ones.
Here would be my top absolute best ones you can check out:
So Good They Can’t Ignore You – Cal Newport
The Startup of You – Reid Hoffman
How Will You Measure Your Life – Clayton M. Christensen
What Got You Here Won’t Get You There – Mark Reiter and Marshall Goldsmith
Refuse to Choose – Barbara Sher.
Pulling it All Together
This post is starting to look like who said what on the best career for you. So let’s pull the brakes on and put the thinking caps on for a while:
First, ignore all the noise.
I’ve said this and will repeat it. Deep down in your souls of souls or whatever there is, you do know what you want to do. And no matter what, do that.
Maybe that will turn out to be the best career you’ll ever have. There is something about a passion that ignites creativity. With 7.6 billion of us as of this writing, someone somewhere will be interested in what you do.
Just get really good at it.
A career is not just about money. It’s also about happiness, fulfillment and being of use to a fellow human being. If you are helping people; if you are happy; if you are good at what you do. You will be successful. The world is an abundant place, and you can let that abundance permeate into everything that you do.
Nobody has it all figured out. You wake up, learn as much as you can, work hard at something you like and a skill you’re good at.
The world keeps spinning around. And will keep spinning long after you are gone.
I keep two quotes near me at all times. One from Steve Jobs and the other from Albert Einstein. (Two people who had great lives, great careers, and changed our perception of life itself)
“Your time is limited, so don’t waste it living someone else’s life” – Steve Jobs.
“A calm and modest life brings more happiness than the pursuit of success combined with constant restlessness” – Albert Einstein.
Hopefully, those will inspire you to choose the best career for you, and be happy doing it.
Please share the best career advice you’ve ever received in the comments section below.
You can earn some extra income working typing jobs from home. It might not be a livable wage, but it’ll be a foot in the door to other more lucrative opportunities. That said, depending on your hustle, determination, skills, and drive, you can end up making enough to live on and support your family.
Typing jobs from home can be broken down into three major categories namely:
- Data Entry
- Micro jobs
We’ll explore each let you into the secret on getting started.
Simply defined, it’s the job of entering data from one form or the other into a computer format. The data might be anything that needs to be entered into a spreadsheet or database or some other computer storage system.
The reality is that with advances in computing and artificial intelligence, these type of jobs are becoming fewer and far between. And in any case, I think computers probably do a better job and produce fewer errors.
Additionally, most companies and governments have gone the paperless route partly to save on costs and because it’s also better for the environment.
Most data entry jobs do not require a college education, but you’ll need excellent communication skills, attention to details, computer experience and a deeper understanding of the subject matter if you want to earn more more. The rest depends mainly on the industry.
It’s a type of typing job from home that people use interchangeably with data entry. But they are two different things.
With transcription, you type out the audio into documents. This can be anything from simple conversations, business calls, conference calls, workshops, podcasts or even meeting agendas.
Advances in computing keep taking over transcription jobs albeit at a slower pace. As humans, we do produce a lot of spoken words. It’s how we mostly communicate after all. Videos and images account for a considerable percentage of how we currently consume information. And most of the videos come with audio.
To put it simply, transcription as a typing from home job will be around for a while longer. Well, until computers catch up and get a deeper understanding of the language and the various nuances. Till then though, you can make a decent income with this type of work from home work.
Typically, no college degree is required for this type of jobs. You just need an understanding of what is being said and have the speed to type it out. The faster your typing speed the better.
Other platforms include the following:
Legitimate Transcription Websites
Scribie – This is a company that hires freelance contractors to transcribe short audio files. Work is on a first come first served basis with a requirement you finish within at least 2 hours of taking on an assignment.
QuickTate – This is another platform that hires transcribers for voice-mails messages, memos, medical files, legal files among other hosts of audio files. No college degree is required, but you have to pass a quiz and also pass a background check.
Dion Data Solutions – This is another favorite platform where you can get typing jobs from home. You must be able to type at about 60 wpm and have a stable internet connection. However, for most jobs, a college degree is not a requirement.
Other legitimate websites where you can get transcription jobs:
These are ordinarily small jobs paid on a per piece basis. For example, it could be a typing job that requires just 5 minutes of your time and pays about $2.
They are typing jobs from home that you can do at your convenience. But rarely will you make a livable income from them.
Some of the most popular in this category include:
Amazon MTurk – Once you sign up you can see the jobs, but not all of them will be typing related. You can sign up here
Click Worker – This is another favorite micro-jobs platforms where you can work typing jobs from home. Again, not all posts will be typing related. You can sign up here
Typing Jobs from Home – How Much You Can Make
You can make about $7 – $15 per hour depending on the platform, your skills and a host of other factors. That amount could be much lower and the competition a whole lot stiffer.
Wrapping it all Up
The barrier to entry for most typing jobs from home is low. And the competition is high. In all reality, you won’t just be competing with other freelance contractors but also computers. Or at least the startups working day and night to create the software to do this kind of work.
If you can find your clients and bypass the platforms altogether, you can end making more from these kinds of typing jobs from home. As I mentioned at the beginning, a lot boils down to your hustle and your ability to sniff out companies or individuals that require this kind of work.
Typing jobs from home can be a way of getting your foot in the freelancing door. But I wouldn’t advise that you stick there long. (Well, unless you want to or it’s already working for you). The poor pay, stiff competition and the rise of artificial intelligence and machine learning, these kind of jobs become difficult to land.
A lot depends on your skills and time constraints. Our advice would be to invest your time in something that will not only make you more but also something that the machines won’t take over too soon. If you can get into freelance writing for example or programming or even proofreading, I think you’ll have a better shot.
And as with everything, the time to start building the bridge is not when then floods have already come; it’s when the sun is still shining.
It’s that time of the year where we look back, reflect on where we have come from and where we are going. Some set goals, others don’t. Some update their vision boards; others don’t. Others come up with intentions. Every one of us has something that we do when the year draws to a close.
Here at The Casual Capitalist, we keep things…eerr casual. We try to simplify things as much as possible. For there is beauty and happiness in simplicity.
Every day we are bombarded with information. Do this, buy this, don’t do this, do that other thing. It is easy to get lost in all of it if we let ourselves. In the end, the right thing for you, those answers you are looking for are within you.
Quieten down, breathe and listen. It’s going to be alright.
That might sound like some “new-age” aphorism or whatever you call it, and maybe there is some wisdom in it.
Here is an excellent reminder from mindful.org.
The Casual Capitalist family is grateful for your continued support and feedback.
From all of us here: Happy New Year!
Easy online jobs are a real thing, and an increasing number of companies are relying on a remote workforce. This is good news for anyone who wants to earn an additional income on the side or who wants to work from home so they spend more time with their family.
Finding a good online job is easier than you think. Here is what you need to know about these gigs and five jobs you can apply for right now.
History of Online Jobs
Surprisingly, working from home is an idea that dates back to the 17th century. Workers would receive raw materials and send a finished product to an employer. The need for telecommuting became apparent during the oil crisis of the 1970s.
A few major companies like JC Penney or AT&T relied on telecommute throughout the 1980s and 1990s. Working from home was limited to what employees could do over the phone.
The Internet becoming mainstream in the late 1990s and more companies looking for flexible models led to the rise of the gig economy. One in five Americans currently works from home, whether they generate a side income as freelancers or stay connected to their office after work hours thanks to technology.
The Benefits Of Telecommuting For Employers
These are the main benefits of online jobs from an employer’s perspective:
- Remote work reduces expenses linked to office space and equipment.
- 80 percent of employees see working from home as a perk. This means higher job satisfaction, increased productivity and a lower turnover.
- Hiring freelancers and subcontractors online gives companies access to a wider range of talents.
- There is less time wasted on meetings and more collaboration among employees who use online collaboration tools.
- This model gives employers more flexibility regarding downscaling or upscaling and reduces the number of employees who receive benefits.
- Telecommuting also allows businesses to reduce their environmental footprint.
Why Should You Work Online?
Achieving a better work-life balance is an obvious benefit. But there are many other reasons to apply for an online job:
- Be more independent and work on your own schedule.
- Get access to more employment opportunities than what might be available in your area.
- Save money on gas and reduce wear and tear on your vehicle.
- Your commuting time becomes free time.
- Be more present for your children.
- Working as much (or as little) as you want and going after new gigs whenever you want to expand your horizons.
Not being locked into your 9 to 5 workday opens up a lot of possibilities, but keep in mind that working from home and earning a livable wage requires some commitment. Don’t expect to work less than you would at the office, but remember that you can also become more successful than you would ever be by staying tied to a single employer.
Getting Started with Freelancing
Freelancing is the most flexible way to earn an income online and you can become very successful if you have marketable skills – or are willing to work on developing some valuable skills.
Here is what you should know about getting started with freelancing:
- Start by asking yourself what your strengths are and which skills would be interesting to clients.
- Sign up for websites like Guru, Upwork, Fiverr or Freelancer. Clients visit these websites to find freelancers with specific skills such as writing or coding.
- Your first freelance jobs probably won’t pay much. However, you can start earning an interesting income once you get recurring clients and can charge more for your work thanks to your skills and experience.
- Build up your portfolio. Show off your best work and convince potential clients that you have the skills and talent they need.
Finding an Easy Online Job
If freelancing isn’t for you, you can also find companies that offer online jobs. Some companies will bring you in as an employee with benefits while others will make you a subcontractor. This is similar to freelancing, but you will have the guarantee of getting steady work.
Companies hire remote employees for customer service, sales, data entry, online teaching, tech support or content creation. Keep in mind that there are no easy online jobs but rather jobs suited to your skills and interests.
Five Easy Online Jobs
These are a few examples of easy online jobs with a good pay that anyone can apply for. The exact work you would be doing varies from one employer to another, but these jobs could be a good place to start if you are new to working from home.
Virtual assistants are just like office assistants. There is a growing need for this service as more small businesses need to get access to a wide range of talents but can’t afford to bring in more employees. You can become a virtual assistant for a single business or get hired by a company that specializes in outsourcing several office tasks.
An increasing number of brands hire remote workers instead of using call centers. Most employers will hire you even if you don’t have any previous experience in customer service.
Writer, Editor Or Translator
There are plenty of websites that hire remote workers to write content. You can also find remote editing jobs, and remote translation jobs if you are bilingual. It is easier to find jobs in this field if you already have a portfolio.
Have you ever wondering who makes subtitles for the content you see on TV or on streaming services? Most of these subtitles are created by remote workers.
Online teaching is something you can explore even if you don’t have any experience. Foreign schools hire online instructors to help students learn English and will provide everything you need to develop your lessons.
The gig economy is here to stay. Workers and businesses can benefit from easy online jobs, and this could be the perfect opportunity for you to start a new career, earn an additional income and get to spend more time with your family. Now is the right time to start looking for an online job!
College is expensive. That’s no secret. Even with student aid and scholarships, tuition can go above $40000 a year leaving most students with a tonne of debt. So what’s a savvy casual capitalist college student to do? Pick up one of these online jobs for college students to help offset your costs. And the best part, you can do them online in your spare time.
So grab your computer, roll up your sleeves, and let’s get to work!
Best Online Jobs for College Students
1. Freelance Writer & Editor
Starting Pay: Varies. $50+ per article
You can write just about anything on the internet and get paid. The trick is to write about something you are passionate or knowledgeable about. It’ll save tonnes of time and headache. Putting in the time for in-depth research will set you apart from the crowd.
Start by narrowing down topics you’d like to write on. It’ll shave off time when looking for online writing gigs that fit your criteria. Problogger Job Board, Craiglist & Upwork are great places to start your search for that perfect writing gig.
You can also pitch your articles directly to clients or offer to manage the blog of a local business for a price. The options are endless.
2. Online tutor
Starting Pay: $13-$20/hour or more
Take your academic prowess online by becoming an online tutor. You can help other students get caught up in their studies while making that extra buck. It’s one of the best online jobs for college students that also helps deepen their own studies.
It’s not just academic. You can offer your consulting services on extracurriculars, photography, nutrition, fashion, etc.
You learn something and understand the concepts better when you teach them to someone.
3. Social Media Manager
Starting Pay: $15 – $40
As a social media manager, you manage a business’ online profile, engage with their customers and promote their brand online.
How to Get Started
Focus on social media platforms that you already use and are comfortable with.
If Instagram is your place, use that knowledge to help a small business gain a footing there. If you tweet till your thumbs get sore, it’s time to tweet for a good cause and make a few bucks.
Start by checking out local businesses or places you frequent on social media and offering to manage their profiles and online presence. Then get creative. Small companies have a hard time already getting on with the millennials, be their savior.
4. Virtual Assistant
Starting Pay: $20 – $30 per hour
Becoming a virtual assistant ranks high on the best online jobs for college students. And with good reason. It’s easy to get started with. Virtual assistants perform a variety of tasks for businesses and individuals online. Some of these include managing websites, social media management, customer service, data entry, etc.
With the increasing pressure on our task loads and schedules, virtual assistants are in high demand.
Starting Pay: $20 – $30 per hour or more
Transcriptionists listen to audio and type out what is said. Sounds easy enough, but it can get repetitive, and requires attention to detail to get everything that is said.
Transcribing is one of the best online jobs for college students. The hours are flexible and the job easy.
How to Get Started
A good noise-canceling headphone set is a great investment in transcription. It’ll make your work easier and reduce the strain on your ears. Good listening skills and fast typing speed also come in handy with this gig. You can start your search for transcriptionist jobs here:
Alternatively, you can start your own transcription business, pick your clients and make the extra bucks.
6. Website Testing
Typical Pay: $10 – $12 for giving feedback, $12 – $15 for reviews, $30+ for answering over skype
Website testers gauge the functionality on a website ensuring everything works as it should. Companies pay good money for objective reviews on their websites.
You need to be internet savvy to do this job. If you don’t know what a browser is then this post is not for you. Additionally, you have to speak or write fluently in English, have an updated computer and browser and a broadband connection if possible.
Most tests take between 5 – 20 minutes. Here are some top sites to start your job search:
7. Data Entry Clerk
It’s not a high paying job for college students, but neither does it require complicated skills or experience. In most cases, the only thing you need is a computer and an internet connection.
8. Powerpoint Presentation Designer
Pay: varies, approximately $10-$20 per slide
Hate it or love it, Powerpoint is part of business. Professionals and companies sometimes don’t have the time to polish their powerpoint presentations. This is where you come in. If you’ve got the skills, turn them into a cash cow with this online gig.
You can list your services on sites like Fiverr, Upwork or Freelancer.
9. Search Engine Evaluator
Starting Pay: $12-$15/hour
AI may rule the world, but search engines still require the human touch to correct errors. Real humans have to go through the search results and provide feedback on accuracy, quality, usefulness, etc. It’s especially crucial in this era of fake news!
Pay: $5-$50 per gig
You’d be surprised the things you can do for just 5 bucks!
This gig gives you the opportunity to get creative. Turn your wackiest idea into a money maker. More often than not, someone is looking for that specific skill or service.
You can also become a TaskRabbit and bring your handy skills into the real world.
11. Customer Service
Earning Potential: $10 – $12 an hour.
As far as online jobs for college students go, this is an easy one. And it’s not just students that are plugging in from home.
All you need in most cases is a computer, headset, excellent communication skills, plus a healthy dose of patience. You need the ability to deal with an irate customer without losing your cool.
12. Become a Youtuber
Turn your college life experiences into a money maker through Youtube. You don’t have have to be a professional. A cursory look through Youtube will assure you of that.
You can create a few humorous videos, or even videos covering a specific topic and you’re on your way to making some money with this favorite online job for college students.
Come up with ideas for your videos or at least a general theme. Shoot, edit and upload your video to Youtube, and you could be on your way to earning some extra cash from your work. Or turn into a Youtube celebrity!
College should be fun. It’s a time to learn, explore and meet people from diverse backgrounds. Throw in some booze, and you’ve got the complete college experience…lol. Don’t let empty pockets curtail your exploration. With these online jobs for college students, you can make some extra cash to foot your tuition bills and have extra for fun.
Let us know which of these online gigs you’ve tried in the past, or even ones that we missed!
Money. Most of us could do with more of it. Others need more than tips to save money in-order to salvage their financial situation.
Money won’t buy you happiness or answer life’s big questions like what your purpose is, but at least you can feed your family and keep a roof over your head. Most of us, unfortunately, never seem to have enough of it. In fact, according to one survey, 6 out of 10 Americans can’t afford an emergency that requires $500!
Today we discuss the top tips to save money, but before we even get there, let me backtrack a bit. Did I say money can’t buy you happiness? Scratch that. It can buy you a modicum of happiness. At least if you make about $75000 in income a year according to some studies.
I’ll let you on a secret though. I don’t think it’s the money per se; it’s how you spend it. There is a popular saying that the best things in life are free or pretty cheap. It’s true if you ask me. You derive more happiness when you spend on experiences than you do when you buy stuff!
Even as you use these tips to save money, invest in experiences if you want more happiness for your buck. The memories will last you a lifetime…(you can thank me later 🙂 )
Tips to Save Money
Alright then, how do you save money?
1. Track your Expenses
You can’t save money if you have no idea what you do with your paycheck in the first place. It might sound tedious at first; recording your expenses or going through your credit card bill with a fine tooth comb, but it pays off in the end. It gives you a clearer picture of how you spend your paycheck and the areas where you can cut back.
It’s easy nowadays with apps and services like Mint etc. to keep an eye on your finances. Alternatively, the old school Excel Spreadsheet way works too. The point of this step is to see where your money goes.
2. Cut on the Big Three
The big three; housing, transportation, and food consumes almost half of most folks budgets. Finding ways to cut back on any of those three should boost your savings kitty significantly.
How do you do that? Consider downsizing to a smaller house to save on housing costs. Ride-sharing might shave off a percentage off your transportation costs. Proper meal planning will slice your budget further. The rule here is: waste not, want not.
3. Earn More
Before you bring out the pitchforks, hear me out. You can’t save what you don’t have, and honestly, there is just so much you can trim from your budget. Beyond a certain point, it just won’t get leaner. So what’s the next best option? Find ways to bring in some extra income. With more income you have breathing space in your budget to save.
Want some ideas?
- Consider driving for Uber, Lyft or any other ride-sharing platforms
- Become a TaskRabbit and put those extra hours and your skills to great use
- Consider teaching online
- Deliver stuff through platforms like Instacart and even UberEats
If in employment, ask for a raise. You’d be surprised by the response. The worst they can do is say no, and you live to ask another day. You also plant the seeds for a raise. Go ahead, prep for the conversation, let me know how that goes.
4. Pay Yourself First
It’s one of the most fundamental tips to save money. It’s such a simple idea, yet so challenging to implement. There are always bills screaming at you. Rent, food, insurance etc. You end up allocating your paycheck to everything and everyone else but yourself. It begs the question then, how do you pay yourself first?
I’ll tell you how. Start small. There is that proverb that a journey of a thousand miles starts with just a step.
Start with just a small amount. Set $10 for example from your paycheck and send it to your savings account. You can scoff at that figure, but trust me, it adds up. The point here is to build up a savings habit. Once you see the progress, you get more likely to save more.
5. Automate Your Savings
No list of top tips to save money is complete without this trick. And for a good reason. Deducting the money automatically from your paycheck bypasses the lethargy and inertia on your part. And you don’t miss the money. You adapt to spending what’s left on your paycheck.
If that’s not an option, use apps like Acorns that rounds off some change from your debit card, and invests it automatically for you. Very tiny amounts of money, yet they add up fast and help you build your savings.
6. Map out Your Financial Goals
Saving for the sake of saving is good, but it gets old first. I think as humans we are wired to always have a purpose. Create a goal for your savings. For example, you could be saving for retirement. You could also be saving for a vacation trip with your family, or even just saving to buy your kids some Christmas gifts.
Knowing what you are saving for and your financial goals makes it easy to save. Keep your financial goals simple. You can even have a one-page money plan. It’s as simple as knowing where the money comes in from, where it goes, where you want it to go and when. Boom, you are on your way to financial responsibility.
7. Leave the Kardashians Alone
Some call them the “Joneses” or the “Millers.” What you call them isn’t essential. Don’t spend money to keep up with anyone. These tips to save money serve to help you build a nest egg for yourself, or even afford an experience you’ve been planning. Spending to keep up with people beats the whole point.
I know it’s difficult. Social media makes it even harder. You see people’s “amazing” lives captured. Maybe they have the latest imported automobile, or they bought a new house, or you see pictures of their latest vacation. And you get that slight pang of envy. And you want to be just like them. Don’t! Stick to your financial plan in (6) above, be content with whatever you have as you hustle for what you want. You’ll get there eventually. Trust me.
8. Track Your Progress
What gets measured gets improved as the saying goes. If you see some progress in your savings account, you get motivated to save even more. You get creative with your hustle.
Keep an eye on your savings figures vis-a-vis the savings goals. That way you know how well you’re utilizing these tips to save you money.
Saving doesn’t have to be a nightmare. With these top tips to save money, you can create a nest egg for yourself. The key is to start small, build the habit and expand from there. One thing that comes with some savings; peace of mind.
Now that’s priceless.
Go ahead, save a dollar right now. Let me know in the comments below your top tips to save money.
Want to know a secret? You can use your smartphone to make money. I’m not talking about selling your old smartphone, though you can sometimes make extra cash when upgrading to a new device.
Whether you’re on an iPhone or Android, you can use your mobile device to earn cash and gift cards. This is not a get rich quick scheme, and you won’t be able to live off of the money that you earn from the various tasks.
Most users like getting a bit of extra money on the side to be able to splurge on the weekends. In this article, we’ll look at how to earn money with your smartphone and provide tips for getting started.
Let’s dive in!
1. Become a Virtual Assistant
How many of you use social media on a daily basis?
One of the tasks that a virtual assistant does is update a business’s social media accounts (and get paid to do so). Virtual assistants do more than just social media. They can also transcribe, provide data entry, arrange travel, research, write/edit, and more.
A lot of this can be done from your smartphone so that you can make extra money in your free time.
Here are some tips for securing a position as a virtual assistant:
Build a network of potential clients by staying active on social media. Choose 2-3 social media platforms to focus on. Provide useful information to your readers to keep them coming back.
Set up a blog where you can share useful articles. Blogging software like WordPress can be managed from your smartphone so that you can work on the go.
Work for a Virtual Assistant company. These companies match an assistant with a client for a share of the fees.
Want to know more about becoming a virtual assistant?
Amy Lynn Andrews published a great write-up on becoming a virtual assistant if you’d like some additional information.
2. Sell Items You Don’t Need
Do you have items just sitting around that you no longer use? You can use your smartphone to take photos of unwanted items and post them online to sell.
Here are some tips for selling items online to make some extra cash with your smartphone:
Take high-quality photos. Most smartphones have high-resolution cameras that allow you to take professional looking pictures of your items. Take pictures from multiple angles, and make sure that you have a well lit, clutter-free area to photograph the object.
Research past prices. One thing to understand is that you may not get full retail for your items. Lower prices help to sell items quicker. You can check websites such as eBay to see similar items that have sold in the past so that you can gauge what to list your item for.
Concise item description. What information will the buyer find useful? If there are any accessories missing or other details, you can list them in the description.
3. Take Surveys On Your Phone
You may be asking yourself, is this a scam?
Businesses spend millions of dollars each year gathering marketing data so that they can adjust their business plan.
One of the easiest ways for businesses to get insight into their customers is to utilize surveys.
One thing to note with most of the survey programs, you usually get points towards being able to get various gift cards rather than straight cash, but this can still be an excellent option to get some side money.
Here are some tips that can help you get started with taking surveys:
- Sign up with multiple companies to maximize earnings. Most survey companies have limits on how much you can make per month.
- Set up a separate email address for your surveys. You can receive thousands of emails from companies that can overwhelm your primary email account.
- Create a Paypal account. While many companies offer gift cards, there are companies that will pay cash and Paypal is usually the method of payment.
For additional information and tips on taking surveys on your smartphone, Chris Guthrie did an excellent article on this with some extra tips.
4. User Testing/Reviews
Companies that release new apps or updates to their websites want to know how well customers will receive them.
They’ll pay for people to go onto the websites and perform a set of everyday tasks so that they can see how you interact with them.
You usually type up a review, or with some companies they have you record the feedback by voice. Here are some tips for being a successful user tester:
Be honest. The company doesn’t want to hear “everything looks good” feedback. Honest feedback provides valuable information.
When narrating/writing up your feedback, be as detailed as possible. If you say that you had trouble finding a map on the website, what steps did you take? Where did you look? This information can be valuable to the company.
5. (Extra Tips)
Peer to Peer Lending
You can invest in loans through peer to peer lending and earn some extra money. Peer lending platforms like Lending Club, Prosper Marketplace etc match people who require loans with those who have some money to lend. As a lender you profit from the interest paid on the loans.
Get a Payday Loan Online
While not a method of making money, sometimes you need a way of getting money fast for a financial emergency.
When used responsibly, a payday loan like one from ElcLoans can help take care of an unexpected bill, or emergency repair.
That way you can get the cash you need without waiting for the next payday.
Can this be true?
I know that I asked these same questions when researching the different ways to make money with my smartphone, and wanted to share my findings with you.
I’m always looking for the newest way of making money on the side to buy new products or save for a weekend trip.
Which of the four tips did you enjoy the most? Please leave your comments below and let me know if there are any tips that I missed.
You can make money now with a host of part-time jobs. Statistics indicate that more than 26 million people in the United States work part-time due to one reason or the other. Millennials are especially fond of part-time gigs since it gives them flexibility and the ability to pursue passions outside regular employment.
However, those aren’t the only reasons. The gig economy has opened up opportunities for regular folks to take on part-time work and earn enough to supplement their income. And let’s face it, we all could do with that extra buck!
According to the Bureau of Labor Statistics, some part-time jobs can earn workers more than $20 per hour. The beauty of it is that you can combine two or more part-time jobs and end up making more than you’d have with a regular day job while working fewer hours.
Benefits of Part-time Jobs
People opt for part-time jobs for a variety of reasons. For some it’s because they can’t secure full-time employment. For others it’s a way to create flexibility in their schedules and carve time in their schedules to spend with their families.
You can create more time to pursue your passions while still making decent money with your part-time gig. Others switch to part-time work as a way to improve their health. It’s no secret that office life can promote a sedentary lifestyle. That coupled with the stress that comes with the jobs can lead to health issues. Part-time work is a route to a healthier lifestyle.
Other potential benefits of part-time jobs include:
- Flexibility to pursue passions outside of regular profession
- A way to achieve work-life balance
- Adding variety to one’s life by seeking various opportunities
- Better control over your work hours
- More time to spend with family, travel or simply kick-back
- Flexibility in the number of part-time jobs you can string together
- A way of opening doors to new and exciting job opportunities (getting your foot in the door)
- Reduced stress levels and better health due to more time spent exercising
- Save on transportation costs since most part-time jobs tend to be local
Make Money Now with These Five!
You can quickly make money now with online freelancing. Statistics indicate that more than 35% of the US workforce is made up of freelancers. That number is bound to grow fuelled by some of the benefits we’ve already outlined above.
There is just a lot you can do online nowadays. From freelance writing to helping local businesses with their marketing needs. The trick here is to look at your skills and experiences and find ways offering your expertise to people and companies online.
Check out online freelancing platforms like UpWork, HubStaff Talent, Freelancer among many others for an idea of some of the much-needed skill-sets. Alternatively, don’t use a platform at all. Go it solo. Pitch your services and products to clients directly. Start with family and friends and build your network from there.
Drive for Uber/Lyft (Ride-sharing)
What could we do without Uber? Honestly. It even makes you wonder how we’ve survived so long without such a service. Granted, taxis have always been around. There is, however, a particular convenience that comes with riding on an Uber or any other rideshare for that matter.
You can make some extra cash driving for Uber, Lyft or any number of upcoming platforms. Drivers can earn anywhere from $9 to $11 an hour. A lot depends on location though and the demand for the service. Of Course in bigger towns, you stand to make more since you can get more passengers. The beauty of it is that you can do it at your preferred time even in addition to your day job.
For example, pick up passengers on your way to work in the morning and on your way back home in the evening. Just ensure you provide the best service to get a great review and continue making money on the platform.
Become a Taskrabbit
“Tasking” is another great way to make money now in your local area. Let’s say you are handy with tools – you could help people with home repairs, or leaking roofs or evening just mounting their telly to the wall. Other tasks you can help with include moving, mowing lawns, etc.
TaskRabbit is best known for such tasks. However, other platforms exist that can help you secure that part-time job and supplement your income. Some of the top ones include:
Alternatively, you can explore part-time gigs from job listing sites such as flexjobs.com, monster.com among others. You are not limited to just “handy-man” chores. You can search for part-time employment that exploits your skills and passions. So get creative with the job search.
A sales rep sells or showcases products and services to companies, businesses, etc., rather than selling directly to individuals. A sales rep can earn more than $25 an hour especially when you factor in sales commissions you get on top of your wages.
Companies are always in need for sales reps to push their products and services and some even offer the training necessary to become a master sales representative. You can work part-time hours in most cases enabling you to pursue other passions in the extra time.
Check out the typical salary, reviews, and advice on being a sales rep here. Start in your local area if you are up for the challenge. Here are a few resources to get you started.
I ain’t kidding! You can make money now as someone’s platonic friend for a day…or two…or more. Rentafriend.com connects people who want friends for a day, say, to show them around town, or get a dinner together or just for companionship.
You can make as much as $10 an hour as someone’s friend and maybe even make a lifetime friend in the process. And to quote one Bill Wither’s song…we all could use a friend to lean on from time to time 🙂
From the “official” to the wacky, there is no shortage of opportunities to make money now with part-time jobs. Get creative and watch the dough roll in.
Let us know some of the part-time jobs you’ve had in the past and what you enjoyed or hated about them in the comments section below.